Frequently Asked Questions

cruise and associates

That gives the business owner the greatest amount of flexibility by allowing them to file like a sole proprietorship until it becomes more beneficial to file as a corporation. With the constant changes in the health care laws, all business owners must now look at their legal requirements and health insurance benefits. There are many requirements and decisions that need to be made for both businesses with less than 50 employees and for those with more than 50 employees. With the constant changes in the health care laws, and the implementation of the Affordable Care Act (Obama Care), all Americans must now look at their health insurance options.

Audits

We can take care of accounts payable and receivable, create invoices, and send out statements, write checks, track vendor’s invoices and credits, and reconcile vendor statements. This frees the owners time up from doing the tasks themselves or having to hire someone. Since the average business doesn’t need a full-time bookkeeper, we can give owners quality professional service without the difficulty of finding a qualified part-time bookkeeper. Advisory services allow us to create a custom plan to help our clients meet all of their financial goals both now and in the future. We meet with our clients to learn about their goals and ambitions.

Individual Tax Services

cruise and associates

We believe in educating our clients and giving them the best service to provide them with the tools they need to be successful. With offices across eastern Nebraska, we are close by if you need a consultation. Kelly lives in Columbus with her significant other, Tom, and their 2 puppies, Katrina and Molly. In her spare time Kelly enjoys cooking, bowling, traveling, and spending time with her family, especially her 3 grandchildren.

CruiseOne®/Dream Vacations Incorporates Cruises Inc.® into Franchise Business Model

Raymond James & Associates Has $1.95 Million Holdings in Norwegian Cruise Line Holdings Ltd. (NYSE:NCLH) - Defense World

Raymond James & Associates Has $1.95 Million Holdings in Norwegian Cruise Line Holdings Ltd. (NYSE:NCLH).

Posted: Thu, 18 Apr 2024 08:21:09 GMT [source]

We do this by meeting with our clients multiple times throughout the year. Our job is to bring ideas to the table at each and every meeting. We can handle all your accounting needs and even provide training for you and your staff. If you’re fortunate enough to be in this position, we have the perfect solution for you. Our Remote Controller service gives you a professional financial manager who works with you to help guide your business to success.

With the continuously changing world, our clients are not always fitting into a standardized box of services. These agreements allow a client to custom-build a package of services that they wish to purchase. This could be something as simple as having your bank reconciliation done for you on your computer on up to full outsourcing of your bookkeeping functions while keeping them in-house at the same time. We apply our experience and independent judgment to each client’s individual situation, and we prepare each return with quality, timeliness, and efficiency. Bookkeeping and tax return preparation are of utmost importance for trusts. The trustee will need to maintain a proper accounting of how assets were distributed in case there was ever a question as to if the intentions of the trust were carried out.

We work relentlessly to find tax reduction opportunities such as tax credits and incentives. We identify tax reduction strategies through cost segregation, LIFO implementations and tax deferral strategies. For your governmental entity, you may need to file an audit waiver request form with the Nebraska Auditor of Public Accounts. We can assist you in preparing the audit waiver request form based on the information you provide.

Six Tips for “Recession-Proofing” Your Business

We have over 20 years of experience in dealing with and supporting various versions of QuickBooks. We can install QuickBooks and have the system up-and-running in a short period of time. Then, continue to support you by simply answering your questions or providing you with one of our full-service programs. To successfully run and grow a business, you need to know how to run your business efficiently. Statistics show five out of 10 new businesses fail within the first five years. Small Business Administration, the following are the top 10 reasons why businesses don’t succeed.

Cruise And Associates Talks About New Services, Visits With Public At Chamber Coffee

At age 65, you should apply for Medicare Benefits, even if you are covered by a group health plan. Most health insurance plans will assume that you will do this. You can apply for original Medicare (Part A and B) at age 65 even if you haven’t retired. Part A (hospital insurance) is free for all insured Americans, even those who have health coverage.

For others, it could be a $10 bill in your wallet, in any case you have an estate. These policies cover the costs and expenses that are not covered by Medicare and are very inexpensive. We work relentlessly to find tax advantaged opportunities such as tax credits and incentives. We identify tax advantaged strategies through cost segregation, LIFO implementations, and tax deferral strategies.

Our services typically range from 2-5 up-front advisory sessions where we help our clients develop a strategy for now and into the future. Proper planning can help you maximize your social security benefits. We can help you analyze your financial situation and estimate the best time to take your social security to increase the dollars you receive. Robert F. Cruise will design a plan that will help direct you from your current financial situation, towards your life’s goals. As we all know, the only sure thing in life is change, so we provide regular reviews, and if necessary, will recommend changes to your portfolio to make sure your plan stays on track. Preparing the annual tax return for the trust is also the responsibility of the trustee.

The cost of hiring a full-time CFO can range from $50,000 to $100,000 plus. This service provides the experience you need at a fraction of that cost. Cruise explained the two new services and how one will be towards evaluating a business and one will be geared towards business owners and helping them become better owners. Business owners know how to do the job, but don’t always understand all aspects of their business, and this can often be the difference between success and failure. Through our education programs, we can help make your business more efficient and effective, more profitable and improve cash flow.

Just as many people between ages of 30 and 50 lack a will, many also lack life insurance. A March 2011 survey from Genworth Financial and the University of Virginia’s Daren School of Business found that almost 70% of single parents and 45% of married couples were living without any coverage. Americans are spending more years in retirement than ever before, and this is a trend that will continue to increase. A sound retirement begins with a well thought out plan to make sure you don’t out live your assets.

Over our 20 plus years in business, we have discovered that small business clients are really good at what they do, but no one ever taught them how to run a business. One of our doctor clients once said “I spent four years in undergraduate school, four years in medical school and two years in residency. You would have thought that someone would have taught me to balance my checkbook.” We bring good solid business advice to our clients.

We offer a variety of wealth management services and create customized strategies to help every client build for their long term goals. However, there are a few exemptions to consider which are for manufacturers, farmers, and common carriers. If you have questions about this, please contact a tax professional.

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